Frequently asked questions

Types of loans
Today, a wide range of credit types is available, such as consumer credit, consolidation of multiple loans, refinancing, car credit, repair credit, quick credit, credit line, and loan.
Consumer credit is useful for achieving everyday goals today, allowing you to pay for them gradually rather than all at once. Consumer credit is suitable for home improvement, purchasing household appliances, repairs, education or other unexpected purchases. Consumer credit is issued without collateral (pledge).
The loan consolidation service provides the opportunity to combine multiple loan obligations into one payment, receiving better loan terms (lower interest rate, more favorable monthly payment, etc.).
By choosing a refinancing service from another lender, you have the opportunity to replace your existing loan with new and more favorable terms. This often means a lower interest rate, reduced monthly payments, and a longer repayment term.
A payday loan is a short-term loan for small amounts that can be received very quickly. It is intended to cover urgent and unexpected expenses, such as bills or emergency purchases. A payday loan is usually issued without collateral, but it may have a higher interest rate and a shorter repayment period, so it is important to assess your repayment options.
A car loan is financing for the purchase of a car with or without a down payment, with or without mandatory CASCO insurance and without a car age limit. Additional added value – the car is immediately registered in the customer’s name.